CFAR coverage usually partially reimburses 50-70 percent of nonrefundable costs. To be eligible, you may have to meet the following conditions:
- Buying the travel insurance plan within a certain period after booking your trip and before you leave (called the time-sensitive period)
- Insuring the full amount you paid for your trip
- Canceling your trip no later than the time frame specified in your policy (like 48 hours before departure)
To file a CFAR claim you will need to submit documentation proving the reason for cancellation. Read more on this topic here.