What should you do when a fallen tree damages your property?

If a fallen tree damages your property, whether it originated from your property or a neighbor’s, the first thing to do is contact your insurance company. From there, your insurer will generally assess the damage and have you file a claim. Depending on the extent of the damage, you may want to consider whether or not it is worth filing a claim.

If there is minimal property damage, it may not pay to file a claim. It is especially true if the cost of repairs is below the cost of your deductible.